Strategic capital partnerships to support responsible small-business lending.
This page provides high-level, informational content for private investors and strategic capital partners who may be interested in supporting Liberty Capital Group’s commercial lending activities. It does not constitute an offer to sell or a solicitation of any security. No terms, returns, or specific investment opportunities are being offered here.
By downloading or submitting an inquiry, you acknowledge that any potential investment discussion is private, non-public and subject to further due diligence, qualification, and agreement between the parties.
How Liberty Capital uses capital from strategic partners
Capital supported by investors or strategic partners is used to fund commercial loans and finance products to small and mid-sized businesses. The core objective is to expand responsible lending capacity — not to trade, speculate, or engage in unrelated activities.
Use of capital – high-level
Without listing any specific investment terms or returns, Liberty’s general intention for capital relationships is to deploy funds into diversified, short-duration commercial finance assets such as:
- Equipment financing contracts and leases supporting real operating businesses
- Working-capital loans and short-term notes to established companies
- Participations in term loans or structured finance products
- Receivable-backed or revenue-linked products (e.g., select MCAs or similar structures)
- Vendor financing programs where equipment sellers rely on Liberty as a funding partner
What this is not
This page does not:
- Advertise a yield, rate of return, or specific profit share
- Announce that Liberty is “raising” a certain amount of capital
- Invite the general public to invest or subscribe to any security
- Describe, offer, or sell any particular investment product or fund
- Replace proper private documentation, due diligence, or legal review
Examples of high-level structures – for discussion only
Any potential relationship would be tailored privately, subject to legal review, and is not defined or offered here. The following are illustrative categories used simply to frame conversation.
Private lending & participation
Capital partners may, where appropriate and lawful, participate in private credit structures that support Liberty-originated commercial loans or portfolios. Any such arrangement would:
- Be discussed privately on a one-on-one basis
- Be documented under appropriate agreements
- Not be offered or described in detail on this page
Strategic capital partnerships
In some cases, capital providers may work with Liberty as strategic partners, where funding supports growth in specific channels, states, or product lines. Conceptually, this can involve:
- Forward-flow or warehouse-style capital support
- Structures aligned to portfolio performance (as appropriate)
- Non-public, negotiated terms between experienced parties
Preferred / minority equity (select cases)
For larger, more strategic relationships, Liberty may from time to time explore structured equity or hybrid arrangements with qualified parties. Such discussions:
- Occur only by private negotiation with sophisticated investors
- Require deeper due diligence and professional advice
- Are not offered or solicited through this webpage
How Liberty approaches responsible deployment of capital
While no lending business is risk-free, Liberty’s strategy is to pair experienced underwriting with diversification, asset backing, and close borrower monitoring.
Core principles
- Focus on operating businesses with real revenue, assets, or contracts
- Emphasis on short-duration, amortizing, or quickly turning obligations
- Preference for equipment-secured or receivable-linked structures where appropriate
Diversification
- Exposure across industries such as construction, trucking, healthcare, services, and more
- Limit concentration to any single borrower, sector, or geography
- Blend of equipment financing, working capital, and related products
Monitoring & controls
- Ongoing monitoring of portfolio performance and borrower payment behavior
- Adjustments in underwriting standards as market conditions evolve
- Use of established documentation, servicing, and collection practices
Who typically engages – and how conversations begin
Liberty generally speaks with experienced, private capital providers who understand that any potential structure involves risk, regulatory considerations, and the need for proper legal and financial advice.
Typical capital partners
- Private investors and family offices familiar with private credit or commercial finance
- Institutional or semi-institutional capital providers seeking exposure to small-business lending
- Strategic partners (e.g., professional firms, vendor networks, or specialty finance groups)
Liberty does not use this page to invite the general retail public to invest. Any engagement is selective, relationship-driven, and subject to appropriate qualification.
High-level process (for discussion only)
- Prospective partner submits an inquiry through the contact form below
- Initial conversation to determine fit and mutual interests
- Execution of a non-disclosure agreement (NDA), where appropriate
- More detailed private discussion of potential structures and documentation
- Independent review by each party’s legal, tax, and financial advisors
Legal, compliance, and regulatory considerations
Informational purposes only. This page, and any linked overview deck, are provided solely for high-level informational purposes regarding Liberty Capital Group’s business model and general approach to working with strategic capital partners. The content is not intended as, and must not be construed as, an offer to sell or a solicitation of an offer to buy any security, financial product, or investment interest in any jurisdiction.
No terms, returns, or securities described. No specific investment opportunity, rate of return, yield, security, fund, or offering is being described, advertised, or recommended on this page. Any potential transaction or relationship, if pursued, would be the subject of separate, private documentation negotiated directly between Liberty and the relevant party, and would be subject to all applicable laws and regulations.
Independent advice required. Any party considering a potential transaction with Liberty Capital Group should rely on their own examination of Liberty and any proposed structure, including the merits and risks involved, and should consult their own legal, tax, financial, and other professional advisors. Nothing here should be treated as legal, tax, accounting, or investment advice.
Submit an investor or strategic capital inquiry
This form is for initiating a private conversation only. Completion of this form does not create any agreement, obligation, or offer on either side.
