See what your business qualifies for before you apply.
Answer five quick questions and get a realistic funding range with sample payments. No hard pull, no waiting on a callback, no obligation.
- Soft inquiry only. Your credit score is not touched until you choose to move forward.
- Working capital in 1–3 days. Equipment financing from $10K to $5M on 24–72 month terms.
- All credit types and startups considered. We fund them every week; the quote just shapes the estimate.
- One personal account manager from quote to funding. Direct lender and broker since 2004.
Prefer to talk? 888-511-6223 · Mon–Fri, 7am–5pm PT
Real numbers, not a sales pitch
Most "instant quote" pages just collect your phone number. Ours shows you the estimate on screen the moment you finish, then a person follows up with the exact offer.
Your estimated approval range
Based on your sales, time in business and credit band — the same factors our underwriters look at first.
Sample payments you can budget around
Daily, weekly or monthly for working capital. 36, 48 and 60-month payments for equipment, with the estimated rate shown.
Exactly what to send next
The result tells you what moves the estimate to a firm offer: usually 3 months of bank statements, or the equipment invoice.
From quote to funded, in four steps
You stay in control the whole way. Nothing is submitted to a lender until you say so.
Answer five questions
Funding type, amount, monthly sales, time in business and a credit guess. No documents, no SSN.
60 secondsSee your estimate
Approval range, sample payments and what the number is based on, right on this page.
InstantApply online
One short application. Upload bank statements or the equipment invoice. We run a soft inquiry only.
5 minutesGet the real offer
Your account manager calls with the exact terms. Working capital funds in 1–3 days; equipment in 24–72 hours.
Same day approvalsPick the one that fits, or quote both
The calculator lets you flip between working capital and equipment financing without starting over.
Working Capital
Cash for payroll, inventory, taxes, a slow month or a growth push.
- $10,000 to $500,000 based on monthly deposits
- Approvals in hours, funding in 1–3 business days
- Daily, weekly or monthly payment options
- Bank statements only — no tax returns for most files
- Open advances, past bankruptcy and sub-600 credit still reviewed
Equipment Financing & Leasing
New or used machinery, trucks, medical, restaurant, fitness and construction equipment.
- $10,000 to $5,000,000 · 24 to 72 month terms
- App-only up to $250,000, soft inquiry only
- Startups and all credit types considered, case by case
- Multiple vendors rolled into one monthly payment
- Section 179 friendly — the equipment pays for itself while you deduct it
A lender's underwriting, a broker's options
Liberty Capital Group has funded businesses directly and placed them with partner lenders since 2004. That means we know what a real approval looks like before you apply — so the estimate you see here is built on the same criteria we use to say yes.
We tell it like it is: what you qualify for, what it costs, and what would get you a better offer. If the numbers don't work, we say so and show you what would change them.
Questions people ask before they quote
Does the quote affect my credit?
No. The calculator asks for your best guess of your score and never pulls credit. When you apply, we run a soft inquiry that is not visible to other lenders. A hard inquiry happens only after you accept a specific offer and the funding lender finalizes it.
How accurate is the estimate?
It is built on the same factors our underwriters weigh first: monthly deposits, time in business, credit band, open advances and a few risk flags. The final offer depends on your bank statements or equipment invoice, so treat the range as a realistic starting point, not a commitment.
I'm a startup or my credit is under 600. Is it worth quoting?
Yes. The tool may say "let's talk first" instead of a range, and that is on purpose — those files need a person, not a formula. We fund startups with a down payment or collateral and work with sub-600 credit regularly.
What will I need to apply?
For working capital: 3–4 months of business bank statements. For equipment: the vendor's quote or invoice (multiple vendors are fine) plus bank statements. Larger equipment requests over $250,000 add financial statements. The application itself takes about five minutes.
Do I have to take the offer?
Never. Quote, apply, compare — then decide. Consent to be contacted is not a condition of funding, and there is no fee to quote or apply.
Can I quote both working capital and equipment?
Yes. After your first estimate, the results screen has a one-tap switch to price the other program using the answers you already gave.
Get the number first. Then decide.
Sixty seconds, no credit check, and a real estimate you can plan around.
Liberty Capital Group, Inc. · NMLS ID 2009539 · CA Fin. Lender Lic. 60-DBO49692 · Estimates are not a commitment to lend. Rates, terms and amounts depend on full underwriting. Sample rates apply to businesses 3–5+ years in business with 680+ credit, subject to approval; startup and challenged-credit rates vary and are subject to final approval. Equipment specials are OAC.