Commercial Lawn Equipment
Outfit your crews with commercial mowers, trimmers and trailers on a $1 buyout lease — low payments now, the equipment is yours at the end.
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Zero-turns • stand-ons • walk-behinds • trimmers & blowers • trailers • skid steers • trucks
Short answer: Lawn equipment lease to own is a $1 buyout lease: you make fixed monthly payments for 12 to 60 months, then own the mowers and equipment for $1. It keeps cash free for payroll and fuel during the season, and credit challenges are considered, usually with a down payment.
Landscape companies grow one crew at a time, and every crew needs a full equipment package. Lease to own lets you add a crew’s mowers, handheld equipment and trailer for a monthly payment the contracts cover, instead of paying cash at the start of the season.
Liberty Capital Group works with commercial landscape and lawn-care companies of every size, from owner-operators adding a second crew to regional companies running dozens of trucks.
Commercial zero-turns, stand-ons, walk-behinds and wide-area mowers.
Trimmers, edgers, blowers, hedge trimmers and battery systems.
Open and enclosed landscape trailers and dump trailers.
Skid steers, compact track loaders and mini excavators (see skid steer lease to own).
Aerators, overseeders, sprayers, chippers and stump grinders.
Landscape trucks, dump bodies and crew cabs (see landscape truck financing).
| Option | How it works | Best for |
|---|---|---|
| $1 buyout lease (lease-to-own) | You own it for $1 at the end; may qualify for Section 179 | Equipment you plan to keep for years |
| Fair market value (FMV) lease | Lowest payment; return, renew or buy at the end | Equipment you upgrade often |
| Equipment finance agreement (EFA) | You own it from day one; fixed payments | Owners who want the title now |
| Sale-leaseback | Turn equipment you already own into working capital | Funding growth without new debt elsewhere |
Terms run 12 to 60 months. All approvals are on approved credit (OAC); rates and structure depend on credit, time in business and the equipment.
Keep your cash and credit lines for payroll, fuel, materials and growth instead of tying them up in equipment.
A low capital outlay versus buying outright, with fixed payments you can plan around.
Terms up to 60 months spread the cost so the equipment pays for itself as it earns.
Lock today’s price and a fixed payment while equipment and material costs keep rising.
Most leases end with a $1 buyout, so you own the equipment at the end of the term.
Qualifying equipment may be deductible in the year it’s placed in service. Confirm with your CPA; this is not tax advice.
See our credit guidelines for the full tiers.
You make fixed monthly payments for 12 to 60 months on a $1 buyout lease. At the end of the term you pay $1 and own the equipment.
Credit challenges are considered. Expect a larger down payment, a shorter term or additional collateral.
Yes, used commercial equipment from a dealer can be leased, with terms based on age and condition.
$0 down is reserved for established businesses with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit. First and last payments and fees may still apply.
Yes. Mowers, handheld equipment, a trailer and even the truck can be combined on one lease.
With a $1 buyout lease you own the equipment at the end, like a loan, and qualifying equipment may be eligible for Section 179. Confirm with your CPA; this is not tax advice.
Liberty Capital Group has helped businesses fund equipment since 2004 — over $250 million funded.