Adrian Dalsey, CEO of Liberty Capital Group
Adrian Dalsey is CEO of Liberty Capital Group, Inc., a San Diego equipment finance and business lending company that has been funding businesses since 2004. Under his leadership the firm has funded more than $250 million for contractors, fleets, manufacturers, medical practices, restaurants and other growing businesses across the country.
Lender and broker, under one roof
Liberty Capital Group works as both a direct lender and a broker. That matters to the borrower: when a deal fits LCG’s own program, it gets funded in-house; when it fits another lender better, Adrian’s team places it with a funding source that writes that credit profile, so an A-credit business isn’t stuck with a B-credit offer and a startup isn’t turned away by a lender that only funds established companies.
What he works on
- Equipment leasing and equipment financing, new and used
- Construction and heavy equipment: excavators, dump trucks, loaders, skid steers and attachments
- Commercial and vocational trucks: tow trucks, water trucks, reefer, flatbed and service trucks
- Manufacturing equipment, including CNC and fabrication machinery
- Working capital, lines of credit, term loans and invoice factoring
How he approaches a deal
Adrian’s view is that the payment has to fit the business, not the other way around. That means matching the term to the equipment’s working life, telling an owner up front when a deal is a stretch, and pointing out when paying cash or using a line of credit is the better call. It also means saying the uncomfortable things out loud: a 72-month term on a used machine is usually a red flag, the “lowest rate” quote is not always the cheapest money, and the application that gets approved fastest is the one that’s complete on day one.
Articles and columns
Adrian writes on equipment leasing, Section 179 timing and working capital for owners in construction, trucking and manufacturing. Published columns will be listed here as they go live.
Contact Adrian
Email: adrian.dalsey@libertycapitalgroup.com
Phone: 888-511-6223
Offices in San Diego, California and Miami, Florida, serving businesses nationwide.