Equipment Leasing Broker

Your trusted Equipment Leasing Broker

For two decade, Liberty Capital Group has provided equipment financing and leasing in California and across the nation for all types of industry, credit and business history. We are your trusted equipment leasing specialist. Additionally, we have helped small business owners access quick, reliable, and hassle-free new or used equipment leasing. We understand that small businesses are the foundation of our economy. In 2004 when many financial institutions tightened their lending criteria, so we took a stand for main street businesses across the nation. As a stakeholder in the American Dream, Liberty Capital Group makes it possible for any business to compete and grow in today’s economy.

Rising to the challenge

The most recent statistics on small businesses and SBA loans through reliable sources such as the U.S. Small Business Administration (SBA), there are over 30 million small businesses in America, with approximately 24 million being self-employed individuals. This underscores the critical role small businesses play in our economy. Nearly half of the American workforce is employed by small businesses, and they are responsible for generating nearly 65% of all new jobs. However, accessing the necessary capital remains a challenge for many small business owners. Despite their vital contribution to the economy, they often face difficulties obtaining funding from traditional sources such as banks and government programs. On average, small businesses seek loans of around $150,000, yet only a fraction, roughly 10%, of all Small Business Administration (SBA) loans are granted to businesses requesting this amount or less.

Benefits of Equipment Financing

Conserve Capital
Affordability
Tax Benefits
Flexible Payment Options
Spread the Cost
Inflation Buster

Featuring Liberty Capital Equipment Leasing Program

Ask About Our Equipment Leasing Promotion:

Liberty Capital accommodates clients with to lease financing options that will yield very little working capital outlay.

Here’s our current promotion to save on cash flow.

$99 for the first 6 months: Requires only $99 to start
90-Day Deferred Payments
No Down Payment Equipment Leasing
Lease to Own
Monthly Payment up to 5 years

What you get when you lease equipment with Liberty Capital Group, Inc.

Online application will provide us the window to your business which allows us to learn an understand your business so we can perfectly tackle your current financial situation to achieve the ultimate goal – that is to grow your business and to do so you can always bank on Liberty Capital.

Here’s Equipment Leasing Program.

Up to 120% equipment cost
Up to $5,000,000 with financials
Funding approval 12 – 72 month fixed payment terms
No down payment required for qualified borrowers
Lowest Rates in the industry for qualified borrowers
Eligibility for all new and used equipment financing
Will no appear on personal credit reports
No early payoff penalties
Corp-only available
App-Only up to $250K (no tax returns and financials)

How to apply for Equipment Lease

Not everybody has the luxury to pay cash, have investors or have access to working capital. Some has to borrow. But some makes mistakes by taking merchant cash advance for fixed equipment when you can secure equipment leasing that’s essential for businesses to grow and thrive. At Liberty Capital Group, we simplify the process to get you approved swiftly. To apply, simply submit your online application along with your invoice and recent bank statements. With flexible terms and competitive rates, we help businesses of all sizes acquire the equipment they need to succeed. Apply today and unlock the funding you need for growth and efficiency. If you prefer to speak with our Lending Agents, you may call 888-511-6223.

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Small Business Essentials

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Types of Equipment Leasing Brokers Can Bring That Direct Lender's Might Not Offer.

Understanding Equipment Loan and Lease Agreements

Reviewing the lease agreement carefully before signing is critical to make sure you’re not signing an FMV Lease when the salesperson says dollar buyout but the contract is actual FMV or Fair Market Value. Key components to check include:

Ø Payment Terms: Understand the monthly payment amount and due dates.

Ø Interim Rent: Is there an interim rent, which is rent in between the time of the next billing from the date of acceptance or lease commencement.

Ø Maintenance and Repairs: Determine who is responsible for maintenance and repairs. Most equipment financing don’t apply unless warranty is added into the agreement and financing. If through the vendor, it will be through manufacturer warranty and services but not lender’s responsibility.

Ø End-of-Lease Options: Know your options at the end of the lease, such as purchasing the equipment for a dollar or $101 for some state like FL, renewing the lease it has a balloon, or returning the equipment.

Ø Early Termination: Be aware of any penalties for early termination of the lease. You may not pay any penalty for paying it early, but you’re still liable for the full term regardless of when you pay it off.

Ø Advance Payment: First and Last, security deposit or down payment might be required. Check your equipment lease agreement to make sure you are aware of any money upfront to consummate the lease financing agreement.

Ø Down Payment: Down payment reduces the amount financed.

Ø Security Deposit: Security deposit is typically refundable unlike down payment.

Credit Requirements for Startup Equipment Financing:

For startup companies, we require: Credit requirements Varies. Here’s how you get your ducks in a row to make sure you make it easy for the lender approve you.

Business license or active business entity registration.
Personal guarantees from all owners – history matters.
Minimum 650+ credit score.
No bankruptcies in the last 7 years.
No unresolved tax liens.
No judgments, or repossessions
Can show you can afford the payment.

What do I need to apply?

1. ONLINE APPLICATION: You can fill out our application, upload and authorized us to process your application. We do soft-inquiry, and our lender will do hard inquiries once you are approved for Equipment Loan only.

2. Equipment Invoice or Quote for the truck or equipment you want to buy. Multiple vendors accepted. We’ll lump them into one monthly payment for you. We’ll accept bill-of-sale for some private sale.

3. Banks statements (3-4 months) – Proof income, proof of banking, and proof funds availability in case down payment is needed and to match for ACH Payment Drafting – as an auto pay.

Equipment financing is vital for businesses that need expensive equipment to operate efficiently. Companies in construction, manufacturing, healthcare, and other heavy equipment-intensive industries benefit significantly from these financial solutions. Understanding the options and working with top financing companies can help businesses acquire necessary equipment while managing cash flow effectively.

Unlock Your Financial Potential Today!

Ready to turn your dreams into reality? Take control of your financial future with our flexible financing solutions. Whether you’re starting a new venture, expanding your business, or pursuing personal goals, we’re here to support you every step of the way.

For over two decades, small businesses have trusted Liberty Capital Group for reliable, transparent funding, making us their go-to source for small business loans and equipment financing.