Equip your animal hospital without draining cash
Digital X-ray, ultrasound, anesthesia, dental, surgical, lab and kennel equipment for small-animal, mixed and equine practices. New or refurbished, from any vendor, for new clinics and growing hospitals.
Veterinary equipment we finance
In-house diagnostics and surgery keep revenue in your clinic instead of sending cases out. Financing lets you add capability now and pay from the services it creates.
Rough price ranges for veterinary equipment
| Equipment | Typical new price |
|---|---|
| Digital radiography system | $40,000 – $120,000 |
| Veterinary ultrasound | $20,000 – $100,000 |
| Anesthesia machine and monitor | $10,000 – $40,000 |
| Dental station with dental X-ray | $20,000 – $60,000 |
| In-house lab analyzers | $15,000 – $60,000 |
| New clinic equipment package | Often $250,000 – $750,000+ |
Estimates only, not quotes. Some lab analyzers are offered on reagent-rental programs; compare the total cost before you sign.
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| Fair Market Value (FMV) lease | $1 buyout lease or EFA | |
|---|---|---|
| Best for | Imaging and tech you plan to upgrade | Tables, kennels, anesthesia and equipment you'll keep |
| Monthly payment | Lowest | Higher |
| End of term | Upgrade, renew or buy at fair market value | You own it |
| Section 179 | No, but payments are generally deductible | Yes, up to the annual limit |
| Terms | 12 to 72 months, fixed payments; 90-day deferral available | |
More detail: $1 buyout vs. FMV leases · Section 179 limits for 2026 · lease payment calculator
How equipment financing works
Funding your equipment.
Your trusted source for business capital.
Why veterinarians finance with us
What it takes to qualify
- Active practice entity and state veterinary license
- Personal guaranty from owners (corp-only available for established groups)
- Strong personal credit (650+ typical for larger packages)
- Vendor quote for the equipment
- Financial statements for requests over the application-only limit
- No bankruptcies in the last 7 years and no unresolved tax liens
See where you stand with the approval indicator.
Equipment first, then everything else
A new or acquired clinic needs equipment, a build-out, working capital and sometimes the practice purchase itself. Put equipment on equipment financing, where terms and rates are best, and use an SBA or term loan for the build-out, goodwill and startup costs. Keeping them separate often lowers your total payment and preserves cash for the first slow months.
From vendor quote to first patient
- Send the quoteFrom any manufacturer, dealer or refurbisher.
- Apply in minutesA one-page application covers requests up to about $250K.
- Choose your structureFMV, $1 buyout or EFA, with deferred payments if needed.
- We fund the vendorUsually 1–5 days after signing and delivery confirmation.
Veterinary equipment financing questions
Can a new veterinary clinic get equipment financing?
Yes. New clinics are considered based on the owners' credit and experience, usually with a business plan and sometimes a down payment. Deferred payments can help while the clinic opens.
Can I finance used or refurbished veterinary equipment?
Yes. Refurbished imaging, anesthesia and surgical equipment from verified dealers can be financed.
Can I bundle equipment from different vendors?
Yes. One approval can cover multiple vendors, combined into a single monthly payment.
Should I lease or buy digital X-ray?
If you expect to upgrade the DR panel or software in a few years, an FMV lease gives the lowest payment. If you plan to keep it, a $1 buyout lease or EFA lets you own it and may qualify for Section 179.
How much can I finance on the application alone?
Up to about $250,000 with a one-page application, depending on credit and time in business. Larger packages, up to $5,000,000, need financial statements.
Do you finance mobile veterinary vehicles?
Yes. Mobile vet vans and trucks, including the medical build-out, can be financed.
Equipping your clinic?
Send us the vendor quotes and get approved, often by the next day.
Equipment prices shown are general estimates, not quotes. All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, loans, especially in veterinary equipment financing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.