Service truck financing and leasing
Mechanic trucks, utility bodies, bucket trucks and upfitted vans keep your crews billing. We finance new and used service trucks, including the body, crane, compressor and shelving, with terms up to 72 months and soft costs rolled in, so the truck pays for itself on the job.
Service and utility trucks we finance
New or used, chassis and body together, from dealers, upfitters, auctions or private sellers.
What service trucks cost
| Truck | Typical price | Notes |
|---|---|---|
| Upfitted cargo van | $45,000 – $85,000 | Shelving, ladder racks, inverters |
| Utility / service body (1-ton) | $70,000 – $120,000 | Chassis plus body |
| Mechanic truck with crane | $120,000 – $250,000 | Crane, compressor, welder |
| Bucket truck | $100,000 – $250,000+ | Boom height drives price |
Estimates only, not quotes. Used trucks often cost much less and can be financed the same way.
Watch: how equipment financing works
Funding your equipment.
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Why contractors finance service trucks with us
What you need to apply
- Online application (soft inquiry first)
- Truck and upfit quotes or invoice
- 3–4 months of business bank statements
- Startups (pre-revenue or in business less than 2 years): business license, personal guarantee from all owners, 650 minimum credit score, no bankruptcy in 7 years and no unresolved tax liens
See where you stand with the approval indicator.
$99 a month to start
For well-qualified businesses (strong credit, 3+ years in business and quality equipment) some programs start at $99 a month for the first 3 or 6 months.
From quote to job site
- Apply in 3 minutesSoft pull, no fee.
- Compare offersLease vs. EFA and terms side by side.
- E-signSign online.
- We pay the dealer or upfitterYour truck goes to work.
Service truck financing: common questions
Can I finance the service body and equipment with the truck?
Yes. The chassis, body, crane, compressor, shelving and installation can usually be combined into one agreement with one payment.
Can I finance a used service truck?
Yes, from dealers or private sellers, subject to the lender’s age and mileage limits.
What credit do I need?
Established businesses with credit around 600 or higher have the most options. Startups (pre-revenue or in business less than 2 years) need a minimum 650 credit score plus a clean record (no recent bankruptcy or unresolved tax liens).
How long can I finance a service truck?
Typically 36 to 72 months depending on the truck’s age, price and your credit.
Do you finance fleets?
Yes. We finance single trucks and multi-unit fleet orders, and can set up approvals for future purchases.
Ready for your next service truck?
Apply in 3 minutes or get a free quote. No fee, no obligation.
All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, loans, especially in utility service truck and equipment financing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.