Used Tow Truck Financing in Hawaii
Rollbacks, wreckers and rotators earn money every day on Hawaii’s roads, but a used tow truck can still cost six figures once it is shipped to the islands. We finance used and new tow trucks for towing companies on Oahu, Maui, the Big Island and Kauai, with shipping, upfits and soft costs rolled into one fixed payment.
Tow trucks and equipment we finance in Hawaii
From a single rollback to a full fleet, new or used, island or mainland seller.
What used tow trucks cost
| Truck | Typical used price | Notes |
|---|---|---|
| Light-duty rollback | $50,000 – $110,000 | Most common first truck |
| Light/medium wrecker | $60,000 – $150,000 | Wheel-lift and boom |
| Heavy-duty wrecker | $150,000 – $400,000 | For bus and truck recovery |
| Rotator | $300,000 – $900,000+ | Specialty heavy recovery |
Mainland prices before ocean freight. Estimates only, not quotes. Shipping and GET can often be financed with the truck.
What lenders look for
| Startups (pre-revenue or under 2 years) | Established (2+ years) | |
|---|---|---|
| Personal credit | 650 minimum | 600+ typical |
| Down payment | 10–30% depending on credit, experience and truck age | 0–10% |
| Experience | Towing or trucking experience helps | Track record in business |
| Paperwork | Bank statements, license, insurance | Application only up to $150K in many programs |
General guidelines only. Truck age and mileage limits apply on used units.
Watch: how truck financing works
Funding your trucks and equipment.
Turned down by your bank? Watch this.
Why Hawaii towing companies work with us
What you need to apply
- Online application (soft inquiry first)
- Truck quote or invoice (VIN, year, mileage) and shipping quote if needed
- 3–4 months of business bank statements
- Hawaii business registration, GET license and insurance
- Startups: 650 minimum credit and a down payment
See where you stand with the approval indicator.
$99 to start or a 90-day deferral
For well-qualified businesses (strong credit, 3+ years in business and quality equipment), some programs start at $99 a month for the first 3 or 6 months, or defer the first payment up to 90 days on select programs.
From application to your first call
- Apply in 3 minutesSoft pull, no fee.
- Compare offersLease vs. EFA and down payment options.
- E-signSign online from anywhere in the islands.
- We pay the sellerYour truck ships or rolls out and starts earning.
Hawaii tow truck financing: common questions
Can I finance a used tow truck in Hawaii?
Yes. We finance used rollbacks, wreckers and rotators from dealers, auctions and private sellers, subject to age and mileage limits.
Can I buy a tow truck on the mainland and ship it to Hawaii?
Yes. Many programs finance mainland purchases and can include ocean freight and Hawaii general excise tax in the financing.
I am starting a towing business in Hawaii. Can I qualify?
Often, yes. Startups (pre-revenue or in business less than 2 years) need a minimum 650 credit score, towing or trucking experience helps, and a down payment is usually required.
How long are tow truck financing terms?
Typically 36 to 72 months, depending on the truck’s age, price and your credit.
Do you finance on the neighbor islands?
Yes. We finance towing companies on Oahu, Maui, the Big Island, Kauai, Molokai and Lanai.
Ready to add a tow truck in Hawaii?
Apply in 3 minutes or get a free quote. No fee, no obligation.
All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.