Hawaii Business Financing, All Under One Roof
Liberty Capital Group helps Hawaii businesses get equipment leases, business loans, lines of credit and working capital from one application. Shipping costs, seasonal tourism and higher operating costs make island cash flow different, and we structure deals around that, for A through D credit.
What Hawaii businesses finance with us
From a single food truck in Kona to a construction fleet in Honolulu, we match the product to the need so you are not paying cash-advance prices for something a lease or loan should cover.
Financing programs for Hawaii businesses
Guides for Hawaii business owners
Borrowing in Hawaii: what is different
Watch before you borrow
Why it matters who you borrow through.
What to do when the bank says no.
Why Hawaii owners choose Liberty Capital
Typical requirements
- Hawaii business with a GET license and business bank account
- Established businesses: credit around 550–600+ depending on the product
- Startups (pre-revenue or under 2 years): 650 minimum credit
- Recent business bank statements
- Equipment quote or invoice for equipment financing
- Tax returns and financials for larger loans and lines
See where you stand with the approval indicator.
$99 to start or a 90-day deferral
For well-qualified businesses (strong credit, 3+ years in business and quality equipment), some equipment programs start at $99 a month for the first 3 or 6 months, or defer the first payment up to 90 days. Not available on every deal; ask what you qualify for.
How it works
- Apply in 3 minutesOne application for every product.
- Talk to a specialistWe review your goals and your file.
- Compare offersReal terms side by side.
- Get fundedE-sign from anywhere in the islands.
Hawaii business financing: FAQ
Do you lend to businesses on every Hawaiian island?
Yes. We work with businesses on Oahu, Maui, the Big Island, Kauai, Molokai and Lanai.
What credit score do I need?
It depends on the product. Established businesses can qualify for some programs with credit around 550, while startups need at least 650. Stronger credit gets better terms.
Can I finance shipping costs to Hawaii?
On many equipment leases, freight, delivery and installation can be included in the financed amount.
How fast can I get funded?
Working capital and cash advances can fund in 24–48 hours. Equipment leases often fund in a few days, and bank or SBA loans take longer.
Are you a lender or a broker?
We are a broker. That lets us shop your file with multiple lenders and pick the best fit instead of pushing one product.
Get financing for your Hawaii business
Apply once and see every option you qualify for.
All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Business Funding Reviews
At LCG, our clients’ success stories speak for themselves. We are committed to providing exceptional service and tailored financial solutions to help your business thrive. Join the many satisfied clients who have trusted us with their business financing needs. Contact us today to learn how we can support your growth journey.
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