Equipment Leasing In Hawaii
Equipment leasing in Hawaii
Everything costs more in the islands, and equipment is no exception. We lease and finance new and used business equipment for companies on Oahu, Maui, the Big Island and Kauai, from construction machines and trucks to medical, restaurant and office equipment, with shipping, installation and Hawaii GET rolled into one fixed payment.
Equipment Hawaii businesses lease with us
If it is business equipment with a useful life, we can usually finance it.
Which lease structure fits?
| Payment | End of term | Best for | |
|---|---|---|---|
| $1 buyout lease | Higher | Own it for $1 | Equipment you will keep |
| Fair market value lease | Lowest | Buy, return or upgrade | Tech and fast-aging equipment |
| TRAC lease | Low | Settle vs. agreed residual | Trucks and trailers |
| Equipment finance agreement | Similar to $1 buyout | You already own it | Ownership from day one |
Leases and EFAs are non-cancellable, so pick a term you can carry. Early payoff options vary by lender.
Why leasing makes extra sense in Hawaii
Keep cash for Hawaii’s higher costs
Rent, payroll and inventory cost more in the islands. Leasing spreads the cost of equipment over its useful life so cash stays in the business for everything else.
Shipping and GET can be financed
Buying from a mainland vendor often saves money even after freight. Ocean shipping, installation and Hawaii general excise tax can usually be rolled into the lease on qualified deals.
Watch: how equipment financing works
Funding your equipment.
Turned down by your bank? Watch this.
Why Hawaii businesses lease with Liberty Capital Group
What you need to apply
- Online application (soft inquiry first)
- Equipment quote or invoice (plus shipping quote if applicable)
- 3–4 months of business bank statements
- Hawaii business registration and GET license
- Startups (pre-revenue or under 2 years): 650 minimum credit
See where you stand with the approval indicator.
$99 to start or a 90-day deferral
For well-qualified businesses (strong credit, 3+ years in business and quality equipment), some programs start at $99 a month for the first 3 or 6 months, or defer the first payment up to 90 days on select programs.
Lease equipment in four steps
- Apply in 3 minutesSoft pull, no fee.
- Compare offersReal terms side by side.
- E-signSign online from anywhere in the islands.
- We pay the vendorIsland or mainland.
Equipment leasing in Hawaii: common questions
Do you lease equipment to businesses in Hawaii?
Yes. We work with businesses on Oahu, Maui, the Big Island, Kauai, Molokai and Lanai.
Can I lease equipment from a mainland vendor?
Yes. Many programs finance mainland purchases, and ocean freight can usually be included.
Can Hawaii GET be included in the lease?
Often, yes. General excise tax, shipping and installation can usually be rolled into the agreement on qualified deals.
What credit do I need?
Established businesses have the most options with credit around 600 or higher. Startups (pre-revenue or in business less than 2 years) need a minimum 650 credit score.
How fast is approval?
Most applications are decided in 24 to 48 hours. Funding follows once documents are signed and the vendor is verified.
Ready to lease equipment in Hawaii?
Apply in 3 minutes or get a free quote. No fee, no obligation.
All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Bank Hopping for Equipment Loans: Why It’s Time-Consuming and How Liberty Capital Can Help.
Searching for the right equipment lender especially if you’ve already been turned down by your bank, by hopping from one bank to another just trying to figure out whether they will approval you can be a time-consuming and frustrating process, especially if you have challenging credit. Each application involves time-consuming paperwork and potential rejections. If you get turned down, how many more lenders will you apply to before seeking better options from a loan broker?
Working with an equipment loan broker like Liberty Capital can streamline the process, saving you both time and money. Brokers have access to multiple lenders that can structure any credit profile specific to you, even if your credit is less than perfect. With their expertise and network, brokers can navigate the complexities of loan applications and increase your chances of approval. You may not know all the intricacies of equipment financing thus a loan broker will be able to help you navigate.
So why go through the hassle of bank hopping when Liberty Capital can do the work for you, ensuring you get the best possible deal?
What do I need to apply?
1. ONLINE APPLICATION: You can fill out our application, upload and authorized us to process. We do soft-inquiry, and our lender will do hard inquiries once you are approved.
2. Equipment Invoice or Quote for the truck or equipment you want to buy. Multiple vendors accepted. We’ll lump them into one monthly payment for you.
3. Banks statements (3-4 months) – Proof income, proof of banking, and proof funds availability in case down payment is needed and to match for ACH Payment Drafting – as an auto pay.
Equipment financing is vital for businesses that need expensive equipment to operate efficiently. Companies in construction, manufacturing, healthcare, and other heavy equipment-intensive industries benefit significantly from these financial solutions. Understanding the options and working with top financing companies can help businesses acquire necessary equipment while managing cash flow effectively.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, loans, especially in equipment leasing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.
Vendor Sign Up
Are you equipment dealer or vendor?
please click here to signup for a vendor program, no payment for 90 days, monthly payments upto 60 month
Apply for financing for your customer as a vendor
Get Started Today
Our application process is easy. Simply fill out our quick, online application and start the process of securing financing for your start up practice. Our knowledgeable finance experts are here to assist you in obtaining a start up financing loan.
If you have any questions, we invite you to contact us
- 888-511-6223
- Mon – Fri: 6:00 am – 6:00 pm (EST)