We can finance any type of equipment you might need from bucket trucks, boom trucks, mulcher, chipper, commercial lawn mowers, tree cutter any and everything that a landscaper and a tree trimmer you need we got you covered. New or used service trucks like RAM, FORD or DODGE, we can help you get it financed.
Liberty Capital Group understand how landscaping and tree service industry have ups and down due to seasonality, so source of stable capital and funding is critical to make sure you’re ready for the next season.
Speak with a Customer Specialist today toll-free 888-511-6223. Or APPLY NOW
Liberty Capital accommodates clients with to financing options that need very little capital outlay.
- $99 for the first 12 months, requiring only a nominal start-up fee.
- 90-Day Deferral, offering zero payments for the initial three months
- Seasonally Varied plans, aligning payments with fluctuating cash flows.
- “0% Interest” for 24 Months with a 20% buyout, applicable equipment
- “Stepped Down” Leases, with payments reflecting depreciation.
- Fast online approvals for amounts up to $150,000.
- Stabilize cash flow during the off-season for landscaping business with 90-day deferred program.
- Get $0 down payment for Landscape Equipment Financing.
- Get monthly payment up to 72 months for new trucks and trailers, mulcher, chippers, or grinders.
- Down payment from 5% to 40% for clients with bad credit, prior delinquencies.
Did you know 85% of small businesses seek capital multiple times a year for growth?
Since 2004, many customers have stayed with us for over a decade. Even if you’re still with the same lender, our options have evolved to offer better loans. If you have questions about renewals or equipment financing, we have solutions for you. When it comes to business loans, having the right partner you can trust and come back to when you need funds is critical. Lenders come and go but business loan brokers adapt. We’d love to work with you. We can provide new, add-on capital, or renewal financing without paying off your current lender or help pay it off if the balance is low enough. Just send us 4 months of bank statements for a FREE pre-approval analysis. We’ll present to you multiple funding offers that you can decide without pushy salesperson.
What is Equipment Financing?
- Purpose: To purchase or lease business-related equipment.
- Features: Typically secured by the equipment itself, with fixed interest rates and repayment terms that match the useful life of the equipment.
- Benefits: Enables businesses to acquire essential machinery and tools without large upfront costs.
What is Equipment Leasing?
- Purpose: To acquire the use of equipment without purchasing it outright.
- Features: Agreements to lease equipment for a specified period with fixed payments, with options to purchase at the end of the lease.
- Benefits: Lower upfront costs, potential tax benefits, and the ability to upgrade equipment periodically.
- There is a buyout when equipment leasing. It can be Dollar Buyout or Lease to own, or FMV true leases, 10% FMV.
Startup Equipment Financing for Landscapers.
For startups, having reliable equipment is crucial to get a momentum for your growing business. With Liberty Capital, you can acquire top-notch gears through affordable, fixed monthly payments, preserving your working capital for growth essentials, equipment financing and leasing.
Our startup equipment financing advantages include:
- up to 100% purchase financing
- Up to $150,000 with a straightforward application, or
- Commercial Loans up to $3,000,000 with financial disclosure
- Next-day funding, with pre-funding options available for beauty salon equipment vendors
- Fixed payment terms spanning 12 to 60 months.
- No down payment requirements for qualified borrowers
- Lowest rates in the industry for qualified borrowers
- Eligibility for all new and used equipment purchases, without impacting personal credit reports.
- Minimum FICO: 650 for starts at a pre-revenue level. Once you have revenue, there might be better chance for those with less than 650 credit.
Therefore, beautifying the ground and the landscape requires specialized equipment. Deciding whether to pay cash for finance is your next choice. As a business owner you must decide what’s best for your business. Whether it will save your business cashflow by financing a depreciating asset. Avoid obsolescence with inflation buster move. Don’t forget it builds asset for the business while benefiting from tax deductibility under IRS section 179 for these types of purchase. These types of equipment can be too expensive to buy, and anyway, they depreciate so fast so why use CASH?
Equipment Leasing is the best way to go about it conserves cash and protecting from obsolescence. The best thing about Office Equipment Leasing is that you also enjoy tax benefits and the low monthly payment it affords you, same as the person that buys the equipment, most of these transactions will not appear on personal credit since it’s a business loan.
Whether you decide to lease, borrow, or buy out right, you will find yourself in need of an equipment leasing and financing is more easily accessible through your trusted funding source Like Liberty Capital. Cashflow is King once it’s paid you can’t cash out of business equipment. Fixed asset should not be paid with liquid cash. There’s no such thing as secondary equipment marketplace who will refinance your paid off equipment. Liberty Capital understands that it’s not just equipment financing it’s all about the cashflow.
- ONLINE APPLICATION: You can fill out our application, upload and authorized us to process. We do soft-inquiry, and our lender will do hard inquiries once you are approved.
- Equipment Invoice or Quote for the equipment you want to buy. Multiple vendors accepted. We’ll lump them into one monthly payment for you.
- Banks statements (3-4 months)
Once we have your application, your funding advisor will reach out to discuss the process, timeline, and expectations. We’ll then make an offer and if accepted, we’ll reach out to the vendor for payment instruction. We can pre-fund any vendor up to 100%. We can do used equipment up to 60 months.