Become a Liberty Approved Equipment Vendor

Vendor & dealer financing program

Become a Liberty approved equipment vendor

Offer your customers financing at the point of sale. Quote a monthly payment instead of a big price, get quick credit decisions, and get paid directly, usually 1–5 days after your customer signs. There is no cost to join.

$0cost to enroll
Up to $250Kper deal on the application alone
Next daytypical credit decision
1–5 daysto fund you after signing
Equipment dealer handing keys to a customer next to a new tractor
Program benefits

What you get as an approved vendor

Our program is built to help you close more of the deals you already have in front of you, including customers the bank would turn down.

Payment quotesMonthly payment figures you can put on quotes and proposals
Fast decisionsOne-page credit application, often decided by the next day
Direct fundingWe pay you directly once the customer signs and delivery is confirmed
Multiple credit tiersA, B and C credit programs, plus startups and past credit blemishes considered
Promotional structures$99 for the first 6 months and 90-day deferred payments (for well-qualified businesses: strong credit, 3+ years in business and quality equipment)
New and used equipmentFinancing for new, used and refurbished equipment you sell
Larger dealsUp to $5,000,000 with financial statements
A dedicated contactOne point of contact for your sales team and your customers
How it works

From enrollment to your first funded deal

StepWhat happensWho does it
1. EnrollFill out the Vendor Profile so we can verify your businessYou
2. QuoteShow your customer a monthly payment alongside the priceYou, with our payment figures
3. ApplyYour customer completes the one-page credit applicationYour customer
4. ApproveWe review and send the approval and documentsLiberty Capital
5. FundCustomer signs, you deliver, we pay you directlyLiberty Capital

Download the Vendor Profile (fillable PDF), the Vendor Program Guide and the Customer Credit Application, or enroll on our vendor sign-up page.

Why offer financing

Why vendors who offer financing sell more

1
Beats the price objectionA monthly payment is easier to say yes to than the full price.
2
Bigger ticketsCustomers often choose the better model or add options when they compare payments.
3
Faster closesNo waiting for the customer to shop their bank.
4
Keeps the deal with youCustomers who arrange their own financing often keep shopping while they do.
Watch

Meet Liberty Capital Group

Funding your equipment.

Your trusted source for business capital.

Why Liberty Capital

Why vendors partner with Liberty Capital

1
Broker and lenderWe place deals with the programs that fit each customer, not just one bank's rules.
2
Startups consideredNew businesses can often be approved, usually with a down payment.
3
Up to 120% of equipment costFinancing can cover delivery, installation, training and tax.
4
Since 2004Two decades of equipment finance experience. NMLS #2009539.
5
Soft pull to pre-qualifyYour customers are not hit with a hard inquiry just to see options.
6
NationwideCustomers in all 50 states, from our San Diego office.
Requirements

What we need to approve you as a vendor

  • Completed Vendor Profile
  • Active business registration and time in business
  • Business address, website and contact details
  • Types of equipment you sell, new or used
  • Bank and trade references
  • Owner or authorized contact information

See where you stand with the approval indicator.

For your customers

What your customers need to qualify

Most customers need a one-page application, a personal guaranty and a vendor quote. Typical minimums: about 600 credit for smaller deals and 650+ for larger ones, no bankruptcies in the last 7 years and no unresolved tax liens. Larger deals need financial statements. See the full credit guidelines.

How it works

Get started today

  1. Download the Vendor ProfileFill in the fillable PDF and send it back.
  2. We verify your businessUsually within a business day or two.
  3. Get your vendor kitPayment quote guidance, the program guide and customer applications.
  4. Send your first dealYour customer applies and we take it from there.
FAQ

Vendor program questions

Does it cost anything to become an approved vendor?

No. There is no fee to enroll in the vendor program.

How do I enroll?

Download and complete the Vendor Profile (a fillable PDF) and send it to us, or enroll on our vendor sign-up page. We verify your business, usually within a business day or two.

How fast do I get paid?

Usually 1 to 5 days after your customer signs and delivery is confirmed. We pay you directly.

What if my customer has less-than-perfect credit?

We work with several credit tiers, and past blemishes and startups are considered. Some deals need a down payment.

Do you finance used equipment?

Yes. New, used and refurbished equipment can be financed, as long as the equipment can be verified.

What documents do my customers need?

Usually just the one-page Customer Credit Application and your quote for deals up to about $250,000. Larger deals need financial statements.

Ready to offer financing?

Download the Vendor Profile, or call us to talk through the program.

Related

All financing subject to credit approval. Promotional structures are approval-dependent. Liberty Capital Group, Inc. NMLS #2009539 · CA DFPI #60-DBO49692.

Our small business financing experts are available to guide you through the funding Process.

Despite technological advancements, loans, especially vendor equipment financing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.

Instant Quote Online

Use our instant online quote calculator to get an accurate no obligation quote.

Apply Online

Complete our quick online application. Application takes 5 mins.

Review Your Options

We will contact you to review your options.

Get Funds

Money will be deposited in your account in as little as 24 hours.

Vendor Sign Up

Sell equipment? Offer your customers financing at the point of sale, get paid directly when the deal funds, and earn a referral fee on funded deals.

Vendor Package

Everything your sales team needs: program overview, credit guidelines, and a fillable customer credit application. Questions? Our vendor team is here to help.