Paving & Asphalt Equipment Leasing: Pavers, Rollers & Concrete Mixers

Paving & asphalt equipment leasing

Lease the pavers, rollers and repair rigs that win you more jobs

Asphalt pavers, rollers, tar kettles and crack-seal melters, hot boxes, sealcoat rigs and concrete mixers. New or used, from a dealer or an auction, with payments that follow your paving season.

Up to $250Kapplication only
Up to $5Mwith financials
Seasonalskip or lower winter payments
12–72 monthsfixed payments
Dump truck feeding an asphalt paver on a road paving job
What we lease and finance

Paving, asphalt repair and concrete equipment

Whether you lay new lots and roads or run a repair crew fixing potholes and cracks, the equipment is the business. These are the machines paving contractors finance with us most.

Asphalt paversCommercial and highway-class track and wheel pavers, screeds
Rollers & compactorsDouble-drum, pneumatic and combination rollers, plate compactors
Tar kettles & meltersCrack-seal melter-applicators, tar kettles and pour pots
Pothole & road repairHot boxes, asphalt recyclers, infrared repair units, patch trucks
Sealcoating & stripingSealcoat skid and trailer units, spray rigs, line stripers
Milling & prepCold planers, skid steers with planer and broom attachments, saws
Trucks & trailersDump trucks, tack distributors, equipment trailers, dump truck financing
Concrete & paversConcrete mixers and pumps, paver block installers, splitters
Why leasing works for pavers

Payments that follow the paving season

Asphalt plants shut down and paving slows when it gets cold, but a standard loan still wants the same payment every month. A seasonal lease can put the bigger payments in the months you're paving.

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Full payments in paving season Skipped or reduced payments in the off-season

Example only. We set the months to match your market; southern contractors often pave year-round, northern crews may skip three to five months.

Structures

Lease and payment options for paving equipment

Skip-payment leaseNo payments, or reduced payments, during your slow months, set up front.
90-day deferred paymentsBuy in late winter and make the first payment once the plants reopen.
$99 for the first 6 monthsKeep early costs low while a new machine starts earning. For well-qualified businesses with strong credit, 3+ years in business and quality equipment.
$1 buyout leaseOwn the paver or roller at the end. Qualifies for Section 179.
Fair Market Value leaseLowest payment; upgrade, renew or return at the end. Good for tech-heavy pavers you replace often.
Sale-leasebackTurn paid-off equipment into working capital. Learn more.

Compare structures: $1 buyout vs. FMV leases · types of equipment leases · lease payment calculator

Planning a purchase

Rough price ranges for paving equipment

EquipmentTypical new priceGood fit for
Commercial asphalt paver$150,000 – $350,000Parking lots, driveways, small roads
Highway-class paver$400,000 – $750,000+Road and DOT work
Small double-drum roller$30,000 – $80,000Lots, patching, driveways
Large or pneumatic roller$100,000 – $250,000Road and highway compaction
Crack-seal melter / tar kettle$15,000 – $75,000Crack sealing and maintenance crews
Hot box or asphalt recycler$10,000 – $60,000Pothole and patch repair
Sealcoat unit$5,000 – $40,000Sealcoating and striping
Cold planer / milling machine$150,000 – $800,000+Mill-and-overlay work

Estimates only, not quotes. Used equipment from dealers and auctions can be financed too, as long as the machine and seller can be verified.

Watch

How equipment financing works

Funding your equipment, explained.

Your equipment write-off options.

Why Liberty Capital

Why paving contractors lease with us

1
Up to 120% of equipment costCover delivery, tax, attachments and screed extensions too.
2
Dealer, private party or auctionNew or used, from anywhere the equipment and seller can be verified.
3
One approval, whole spreadPaver, roller and hot box from different vendors in one approval and one payment.
4
Next-day approvalsA one-page application for requests up to about $250,000.
5
Startups consideredNew paving and sealcoating companies are considered, usually with a down payment and strong personal credit.
6
Keeps your cash for the jobLeave your line of credit free for asphalt, fuel and payroll while you wait on progress payments.
Requirements

What it takes to qualify

  • Active business entity and contractor's license where required
  • Personal guaranty from the owners (corp-only available for established companies)
  • Minimum 650 credit score for startups (pre-revenue or under 2 years in business)
  • No bankruptcies in the last 7 years
  • No unresolved tax liens
  • Equipment quote, invoice or auction listing

Check your odds first with the approval indicator.

Starting a paving business

Start with repair, grow into paving

Many owners start with lower-cost repair and maintenance equipment (a crack-seal melter, hot box, sealcoat unit and a truck) and add a paver and roller once they have steady commercial customers. Repair work also fills the shoulder months when big paving jobs slow down. Line up your contractor's license, insurance and bonding early, since many commercial and municipal jobs require them before you can bid.

How it works

From quote to job site

  1. Send the quoteFrom a dealer, private seller or auction.
  2. Apply in minutesA one-page application covers requests up to about $250K.
  3. Choose your structureSeasonal, deferred, $1 buyout or FMV. We show every payment before you sign.
  4. We fund the sellerUsually 1–5 days after signing and equipment verification.
FAQ

Paving equipment leasing questions

Can I skip payments in the winter?

Yes. A skip-payment or seasonal lease can remove or reduce payments during your slow months. The schedule is set when you sign, based on your paving season.

Can I lease used pavers and rollers?

Yes. Used equipment from dealers, private sellers and auctions can be financed, as long as the machine and seller can be verified.

Do you finance crack-seal melters and hot boxes?

Yes. Tar kettles, crack-seal melters, hot boxes, asphalt recyclers, infrared repair units and sealcoat rigs can all be leased or financed, alone or bundled with a truck.

Can a new paving company get approved?

Yes. Startups are considered with strong personal credit, usually with a down payment. Many new companies start with repair and sealcoating equipment before adding a paver.

Should I choose a $1 buyout or an FMV lease?

Choose a $1 buyout if you plan to keep the machine for years; it also qualifies for Section 179. An FMV lease gives the lowest payment and lets you upgrade or return the equipment at the end.

How much can I finance on the application alone?

Up to about $250,000 with a one-page application, depending on credit and time in business. Larger fleets can be financed up to $5,000,000 with financial statements.

Get equipped before paving season

Send us the quote for your paver, roller or repair rig and get approved, often by the next day.

Related

Equipment prices shown are general estimates, not quotes. All financing subject to credit approval; terms vary by credit, time in business and equipment. NMLS #2009539 · CA DFPI #60-DBO49692.

Our small business financing experts are available to guide you through the funding Process.

Despite technological advancements, loans, especially in paving equipment financing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.

Instant Quote Online

Use our instant online quote calculator to get an accurate no obligation quote.

Apply Online

Complete our quick online application. Application takes 5 mins.

Review Your Options

We will contact you to review your options.

Get Funds

Money will be deposited in your account in as little as 24 hours.

Vendor Sign Up

Are you equipment dealer or vendor?
please click here to signup for a vendor program, no payment for 90 days, monthly payments upto 60 month

Apply for financing for your customer as a vendor

Get Started Today

Our application process is easy. Simply fill out our quick, online application and start the process of securing financing for your start up practice. Our knowledgeable finance experts are here to assist you in obtaining a start up financing loan.

If you have any questions, we invite you to contact us