Upgrade to digital X-ray and keep your cash
Digital radiography rooms, DR panel retrofits, portable X-ray, C-arms, fluoroscopy, bone densitometry and dental imaging for clinics, urgent care, orthopedic, chiropractic, podiatry and imaging centers.
X-ray and imaging equipment we finance
Digital X-ray speeds up patient flow, cuts retakes and keeps imaging revenue in-house. We finance the system, the room work and the software together.
Rough price ranges for X-ray equipment
| Equipment | Typical new price |
|---|---|
| Wireless DR panel retrofit | $20,000 – $60,000 |
| Complete digital X-ray room | $75,000 – $200,000 |
| Portable digital X-ray unit | $50,000 – $150,000 |
| Mini C-arm | $60,000 – $120,000 |
| Full-size C-arm | $100,000 – $250,000 |
| DEXA bone densitometer | $30,000 – $90,000 |
| Room shielding and installation | $10,000 – $75,000+ |
Estimates only, not quotes. Refurbished systems can cost much less and can be financed the same way.
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| Fair Market Value (FMV) lease | $1 buyout lease or EFA | |
|---|---|---|
| Best for | Digital systems you plan to upgrade in 5–7 years | Rooms, C-arms and equipment you'll keep |
| Monthly payment | Lowest | Higher |
| End of term | Upgrade, renew or buy at fair market value | You own it |
| Section 179 | No, but payments are generally deductible | Yes, up to the annual limit |
| Terms | 12 to 72 months, fixed payments; 90-day deferral available | |
More detail: $1 buyout vs. FMV leases · Section 179 limits for 2026 · lease payment calculator
How equipment financing works
Funding your equipment.
Your trusted source for business capital.
Why clinics finance X-ray with us
What it takes to qualify
- Active practice or business entity
- Personal guaranty from owners (corp-only available for established groups)
- Strong personal credit (650+ typical for larger medical equipment)
- Vendor quote for the equipment
- Financial statements for requests over the application-only limit
- No bankruptcies in the last 7 years and no unresolved tax liens
See where you stand with the approval indicator.
A retrofit may be all you need
If your X-ray tube, table and generator are in good shape, a wireless DR panel retrofit can give you digital images for a fraction of the cost of a new room. If you are building a new room, budget for shielding, electrical upgrades and the state registration and inspection most states require for X-ray equipment. Ask your vendor what is included before you compare quotes.
From vendor quote to first image
- Send the quoteFrom any manufacturer, dealer or refurbisher.
- Apply in minutesA one-page application covers requests up to about $250K.
- Choose your structureFMV, $1 buyout or EFA, with deferred payments if needed.
- We fund the vendorUsually 1–5 days after signing and delivery confirmation.
X-ray equipment financing questions
Can I finance a DR panel upgrade?
Yes. Wireless DR panel retrofits, software and workstations can be financed on their own or with other equipment.
Can shielding and installation be included?
Yes. Financing can cover up to 120% of the equipment cost, including shielding, electrical work, installation and training.
Should I lease or buy X-ray equipment?
If you expect to upgrade in 5 to 7 years, an FMV lease gives the lowest payment. If you plan to keep the system, a $1 buyout lease or EFA lets you own it and may qualify for Section 179.
Can I finance refurbished X-ray equipment?
Yes. Refurbished rooms, C-arms and portable units from verified dealers can be financed.
How much can I finance on the application alone?
Up to about $250,000 with a one-page application, depending on credit and time in business. Larger packages, up to $5,000,000, need financial statements.
Do you finance veterinary and dental X-ray?
Yes. Veterinary digital radiography and dental panoramic or CBCT systems are financed the same way.
Going digital?
Send us the vendor quote and get approved, often by the next day.
Equipment prices shown are general estimates, not quotes. All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, loans, especially in xray equipment financing, predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.
Are you an Xray Equipment Vendor?
If you sell new or used X-ray machine or other medical equipment, we’d love to partner with you to offer highest approval rate for your clients. Our goal is to get them approved no matter what their credit profile might be. Working with Liberty Capital will give you a wider credit window so you can stop shopping for your clients. We do soft-inquiry for each applicant.
- Check out how you can grow your vendor business using our financing options. View our credit guidelines
- Download our equipment vendor package