Equipment financing built for your industry
Every industry buys equipment differently. A dump truck, a CT scanner and a CNC machine each have their own lenders, terms and resale values. We know which lenders like which equipment, so your deal lands with someone who understands it. New or used, $10,000 to $5 million.
Industries we finance
Pick your industry for equipment examples, typical terms and what lenders look for.
Typical terms by equipment type
| Common terms | Used equipment | Notes | |
|---|---|---|---|
| Trucks & trailers | 36–72 months | Yes, age limits apply | Owner-operators and new authorities considered |
| Construction | 36–72 months | Yes | Strong resale helps approvals |
| Medical | 36–84 months | Some | Startup practices often qualify |
| Manufacturing | 36–72 months | Yes | Soft costs like install often included |
| Restaurant | 24–60 months | Limited | Newer restaurants may need more down |
| Technology | 24–48 months | Rarely | FMV leases keep upgrades easy |
General guidance only. Actual terms depend on credit, time in business, financials and the specific equipment.
Watch: how equipment financing works
Funding your equipment.
Turned down by your bank? Watch this.
Why businesses in every industry work with us
What you need to apply
- Online application (soft inquiry first; lenders pull credit once you move forward)
- Equipment invoice or quote (multiple vendors OK)
- 3–4 months of business bank statements
- Financials or tax returns for larger requests
See where you stand with the approval indicator.
Most businesses finance equipment
According to the Equipment Leasing and Finance Association, roughly 8 in 10 U.S. businesses use some form of financing to acquire equipment. Financing keeps cash free for payroll, materials and growth.
Four steps to funded
- Apply in 3 minutesNo fee, no obligation.
- Get matchedWe send your deal to lenders that fit your industry.
- SignE-sign the offer you choose.
- We pay the vendorYour equipment arrives and goes to work.
Industry equipment financing: common questions
Do you finance my industry?
Very likely. We finance equipment for trucking, construction, contractors, medical, manufacturing, restaurants, agriculture, auto repair and many other industries. If it is business equipment with a useful life, ask us.
Can I finance used equipment?
Yes, in most industries, from dealers or private sellers. Lenders set age and condition limits, especially for trucks and heavy equipment.
Can I combine equipment from different vendors?
Yes. Multiple invoices can usually be combined into one lease or finance agreement with one monthly payment.
Will applying hurt my credit?
We start with a soft inquiry. A lender runs a hard inquiry only once you choose to move forward with an approval.
How long are the terms?
Usually 24 to 84 months depending on the equipment’s useful life, its resale value and your credit profile.
Let’s finance your next piece of equipment
Apply in 3 minutes or get a free quote. No fee, no obligation.
All financing subject to credit approval; terms vary by credit, time in business, financials and equipment. Liberty Capital Group, Inc. is not a tax advisor. NMLS #2009539 · CA DFPI #60-DBO49692.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, loans, especially financing a complex industry. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.