Alignment Machine Financing for Auto Shops
Add an alignment rack and start billing more per car
Liberty Capital finances wheel alignment systems for auto repair shops, tire dealers, dealership service departments and fleet maintenance shops: 3D imaging aligners, alignment lifts and racks, tire changers and wheel balancers. New or used, nationwide.
Alignment and tire equipment we finance
Why an alignment rack pays for itself
Alignments are one of the most profitable services in a shop: short labor time, no parts, and a natural add-on to every tire, suspension and steering job. A lease payment spread over up to 60 months is often covered by a handful of alignments a week, so the machine pays for itself while it works.
Leasing is an inflation buster, a fixed payment while equipment prices rise, and cash flow management: a low capital outlay compared with buying outright. Payments are low and manageable, terms run up to 5 years, and most leases end with a $1 buyout. Equipment may qualify for Section 179, a potential 100% deduction (ask your CPA). You conserve cash for techs and parts.
Lease, EFA or working capital?
| $1 buyout lease | Equipment finance agreement | Working capital | |
|---|---|---|---|
| Best for | Aligners, lifts, tire equipment | Ownership from day one | Parts, payroll, marketing |
| Term | Up to 60 months | Up to 60 months | 3–24 months |
| Payments | Monthly, fixed | Monthly, fixed | Daily, weekly or monthly |
| Funds go to | The vendor | The vendor | Your shop |
*Application-only limits vary by credit, time in business and equipment; installation and training are program-dependent.
What it takes to qualify
- 600+ credit for smaller deals; 650+ for $50K and up
- 3–4 months of business bank statements
- Equipment quote from your tool or equipment distributor
- $0 down is reserved for 5+ years in business, established PayNet and D&B business credit and 700+ personal credit
Startups
New shops and technicians opening their own bay are reviewed case-by-case. ASE certifications, shop experience and a down payment help.
Alignment machine financing questions
Can I lease a wheel alignment machine?
Yes. 3D aligners, alignment lifts, tire changers and balancers can be leased new or used, usually on a $1 buyout lease.
Can installation and training be financed?
Often, yes, depending on the program and approval.
Do you finance ADAS calibration equipment?
Yes. ADAS calibration frames and targets can be combined with an aligner on one lease.
Can a new shop get alignment equipment financing?
Yes, case-by-case. Experience, certifications and a down payment help.
Will applying hurt my credit?
We start with a soft inquiry. A lender may run a hard inquiry only at final approval.
Ready to add an alignment rack?
Get a free quote or call (888) 511-6223.
Rates and terms disclosure: any rates, payments or terms shown are examples only. Sample rates apply to established businesses with 3 to 5+ years in business and strong credit (680+ FICO), subject to credit approval. Startup rates vary and are subject to final approval. Application-only limits vary by credit, time in business, equipment type and industry; amounts shown are guidance, not a promise. $0 down is reserved for businesses with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit. This is not an offer or commitment to lend. Not tax advice; ask your CPA about Section 179.