Vendor Financing Programs for Equipment Dealers
Offer financing at the point of sale and close more deals
Liberty Capital Group partners with equipment dealers, manufacturers and distributors nationwide. When a buyer can’t pay cash or gets turned down by the bank, we find a lender that will say yes, so the sale doesn’t walk out the door. Our current focus includes fitness, medical, restaurant, construction, truck and manufacturing equipment dealers.
How vendor financing helps you sell
What buyers get
- New and used equipment financed
- $99 payments for the first 3–6 months for well-qualified buyers
- 90-day deferred payments (OAC)
- All credit types reviewed; startups considered
- Soft inquiry to pre-qualify
- Terms up to 60 months, most with a $1 buyout
What you get
- A personal account manager
- Fast credit decisions, often the next business day
- Vendor paid directly at funding
- Referral fees paid to dealers
- Co-branded application link and Vendor Package
- No cost to sign up
From quote to funded sale
- Send the quoteYour invoice or quote with the buyer’s info
- Buyer appliesOne short application; soft inquiry
- We place the dealMatched to lenders that fit the buyer’s credit
- You get paidThe lender funds you directly after delivery is confirmed
Why buyers say yes to a lease
Leasing is an inflation buster for your customer: a fixed payment while prices rise. It is cash flow management, a low capital outlay compared with paying cash, with low, manageable payments over up to 5 years, usually with a $1 buyout. Equipment may qualify for Section 179, a potential 100% deduction (their CPA decides). Your buyer can conserve cash and still buy today.
Vendor financing questions
What does it cost a dealer to join?
Nothing. There is no cost to sign up, and we pay referral fees on funded deals.
Do you finance buyers with bad credit or startups?
Yes, case-by-case. We work with lenders across credit tiers; weaker files may need a down payment.
How fast are approvals?
Often the next business day on application-only deals.
When does the dealer get paid?
The lender funds the dealer directly once the buyer signs and delivery is confirmed.
Is $0 down available?
$0 down is reserved for buyers with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit.
Ready to offer financing?
Sign up as a vendor or call (888) 511-6223.
Rates and terms disclosure: any rates, payments or terms shown are examples only. Sample rates apply to established businesses with 3 to 5+ years in business and strong credit (680+ FICO), subject to credit approval. Startup rates vary and are subject to final approval. Application-only limits vary by credit, time in business, equipment type and industry; amounts shown are guidance, not a promise. $0 down is reserved for businesses with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit. This is not an offer or commitment to lend. Not tax advice; ask your CPA about Section 179.