Equipment Vendor Financing and Leasing
Turn “I can’t afford it” into a monthly payment
Most equipment buyers don’t think in sticker prices; they think in monthly payments. Equipment vendor financing lets you quote a payment on the spot, and Liberty Capital Group handles the application, the lender match and the funding, so you can focus on selling.
Why dealers offer leasing at the point of sale
What you can offer
| $1 buyout lease | FMV lease | Equipment finance agreement | |
|---|---|---|---|
| Buyer owns it | At the end, for $1 | Option at the end | From day one |
| Payment | Moderate | Lowest | Moderate |
| Best for | Most equipment sales | Tech and upgrades | Equity-minded buyers |
Terms up to 60 months; application-only limits vary by credit, time in business, equipment type and industry.
What you and your buyers get
What buyers get
- New and used equipment financed
- $99 payments for the first 3–6 months for well-qualified buyers
- 90-day deferred payments (OAC)
- All credit types reviewed; startups considered
- Soft inquiry to pre-qualify
- Terms up to 60 months, most with a $1 buyout
What you get
- A personal account manager
- Fast credit decisions, often the next business day
- Vendor paid directly at funding
- Referral fees paid to dealers
- Co-branded application link and Vendor Package
- No cost to sign up
Vendor leasing questions
Can I quote a monthly payment before the customer applies?
Yes. Use our calculator or ask your account manager for a payment sheet by price range.
Do you finance used equipment from dealers?
Yes. Used equipment is financed with terms based on age and condition.
What if my customer was declined by their bank?
Send them over. We work with lenders across credit tiers and often approve deals banks decline.
How do I get started?
Fill out the vendor sign-up and download the Vendor Package.
Ready to sell more equipment?
Sign up as a vendor or call (888) 511-6223.
Rates and terms disclosure: any rates, payments or terms shown are examples only. Sample rates apply to established businesses with 3 to 5+ years in business and strong credit (680+ FICO), subject to credit approval. Startup rates vary and are subject to final approval. Application-only limits vary by credit, time in business, equipment type and industry; amounts shown are guidance, not a promise. $0 down is reserved for businesses with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit. This is not an offer or commitment to lend. Not tax advice; ask your CPA about Section 179.