Equipment Leasing Broker
One application, many leasing companies, no bank-hopping
Liberty Capital Group has brokered equipment leases since 2004. Instead of applying to one leasing company and starting over when it says no, you apply once and we match your deal to the lessors that fit your credit, industry and equipment. We are a broker who works like a banker: we tell you what will get approved before you waste time.
What a leasing broker does that a direct lender can’t
Lease structures we broker
| $1 buyout lease | 10% option lease | FMV lease | Equipment finance agreement | |
|---|---|---|---|---|
| Own at end | Yes, for $1 | For 10% | Buy, renew or return | Yes, from day one |
| Payment | Moderate | Middle | Lowest | Moderate |
| Section 179 | Often yes | Often yes | Usually no | Yes |
| Best for | Equipment you will keep | A known buyout | Tech you will upgrade | Building equity |
*Application-only limits vary by credit, time in business, equipment type and industry. Confirm tax treatment with your CPA.
Why businesses lease equipment
Leasing is an inflation buster: a fixed payment while prices rise. It is cash flow management, a low capital outlay compared with buying outright. Payments are low and manageable, terms run up to 5 years, and most leases end with a $1 buyout. Equipment may qualify for Section 179, a potential 100% deduction (ask your CPA). You conserve cash for growth.
Ask what you qualify for
Three things get it moving
- Online application (soft inquiry to start; hard pull only at final approval)
- Equipment invoice or quote; multiple vendors on one payment
- 3–4 months of business bank statements
Startup credit guidelines
- Pre-revenue to 2 years in business
- 650+ personal credit recommended
- Business bank account and EIN
- Down payment or security deposit for lower credit
Equipment leasing broker questions
Do I pay a fee to use a leasing broker?
There is no cost to apply or get quotes. Any fees are disclosed in your lease documents before you sign.
Will a broker get me a better deal than a direct lender?
Often, because we compare several lessors and match your file to the ones that fit; a direct lender can only offer its own program.
Can a broker help with bad credit or a startup?
Yes. That is where matching matters most: some lessors specialize in startups and B or C credit.
How many credit pulls will there be?
We pre-qualify with a soft inquiry. A hard inquiry happens only when you move forward with a lender.
Ready to compare leasing companies?
Apply once or call (888) 511-6223.
Rates and terms disclosure: any rates, payments or terms shown are examples only. Sample rates apply to established businesses with 3 to 5+ years in business and strong credit (680+ FICO), subject to credit approval. Startup rates vary and are subject to final approval. Application-only limits vary by credit, time in business, equipment type and industry; amounts shown are guidance, not a promise. $0 down is reserved for businesses with 5+ years in business, established PayNet and D&B business credit and 700+ personal credit. This is not an offer or commitment to lend. Not tax advice; ask your CPA about Section 179.