Equipment Leasing & Finance Company You Can Count On.
For over 20 years, Liberty Capital has a boutique equipment leasing and finance company, meaning that we remain independent to be responsive to individual customers’ needs while fulfilling those needs with decades of experience. We are solution oriented and listen with focus on getting the right approval, desired term in an efficient manner to meet our client’s objectives.
We know that your time is valuable. The equipment search can be long and difficult, so Liberty Capital uses a simplified online application process to get you an approval with the right financing.
Compared to traditional lenders, our advantages to you include:
- 120% purchase financing
- Up to $250,000 with a simple one-page application
- Next-day funding with pre-funding available
- Flexible payment options and terms
- No down payment requirements
- Same day approvals
- Low monthly payments up to 5 years
- Dollar Buyout or Lease to own
- Accepting new and used equipment
- Vendor or private seller equipment financing
Credit Requirements for Financing:
Leasing companies for start up can get your approved but we require:
- Business license or active business entity registration.
- Personal guarantees from all owners.
- Minimum 650 credit score.
- No bankruptcies in the last 7 years.
- No unresolved tax liens.
We offer various financing options tailored to your needs:
- Equipment Financing: Spread the cost of the equipment over time with fixed payment terms.
- Equipment Leasing: Lease any equipment with off-balance sheet financing options like Fair Market Value (FMV) leases.
Additional Financing Benefits:
- $99 for the First 6 Months: Get started with minimal upfront costs.
- 90-Day Deferred Payments: Pay nothing for the first three months.
- Working Capital Loans: Access short-term cash flow solutions for immediate needs.
In our over 20 years of providing equipment leasing, we have financed just about every type of equipment available from all types of industries. It’s true; no matter the industry, no matter the credit and business history, we can finance just about any equipment. Helping small businesses to large businesses finance new and used equipment is what we do best.
Striving to provide you with a leading finance program, delivered the only way we know how, ethically. Liberty Capital never charges application fees.
Whether you’re new or established company, replacing outdated equipment, expanding or simply taking advantage of an opportunity of tax benefits of equipment leasing, Liberty Capital can create a solution that minimizes cost and maximizes return. Liberty Capital makes leasing easy.
Equipment Financing Application Only up to $250,000
For many businesses, two essential pieces of equipment are critical to operations: the standard vehicle and specialized trucks. It’s crucial to maintain this operational equipment, as it represents a significant asset for the company. Equipment loans or leasing can be effective strategies for expanding any business. While we won’t explore the details today, leasing offers several advantages, including tax benefits, improved cash flow, protection against inflation, and safeguarding against obsolescence.
Covers many types of equipment
Easier to get than a traditional business loan
Less paperwork
Fast processing time
Less stringent requirements for qualifying
No collateral needed, the equipment is the collateral
May require less credit score for you and your business as well
In addition to Standard Equipment Leases we offer Flexible Payment Plans.
- $99 for the first 12 months: Requires only $99 to start
- 90 Day Deferral: Offers payments of only $0 for the first three months
- Seasonally Varied: Matches payment plans to a business’ uneven cash flow
- 10% Meet or Beat Program
- “Stepped Down” Leases: Payments mirror the declining value of the equipment
- Fast approvals online applicationonly up to $250,000.00, full financials above $250,000.00
- Standard equipment leasing programs offer Fair Market Value, 10% and $1 buyouts and leasing terms from 12 – 84 months for certain equipment.
- Start up OK – down payment or security deposit might be required for start ups
- No Personal Guarantee Available – Corp Only
- New or used trucks, trailers, heavy equipment or any other business essential office equipment.
Liberty Capital has over 95% approval rate. We know how to structure a deal. Wider credit window offers financing to all levels of credits including start-up businesses.
Equipment Leasing that feels like home with Liberty Capital.
The Liberty Capital Equipment Leasing team is available to assist business owners make sure equipment financing is the right financing solutions for your business. Otherwise, we offer other loans like line of credit, working capital and factoring in addition to equipment financing.
Working with Liberty Capital can tailor you financing options to fit your needs from build out to working capital, property upgrades, expansions, equipment upgrades and more, including:
Financing Programs From an Equipment Finance Company
At Liberty Capital Group, Inc., we offer aggressive financing programs designed to meet the diverse needs of our clients. Our solutions typically involve two primary options:
– Equipment Financing: Spread the cost of your new or used office equipment and machinery over time with fixed payment terms.
– Equipment Leasing: Opt for off-balance sheet financing with Fair Market Value (FMV) leases, providing flexibility at the end of the lease term.
Additional Financing Benefits Our financing options include:
– $99 for the First 6 Months: Start with minimal upfront costs.
– 90-Day Deferred Payments: Pay nothing for the first three months.
– Working Capital Loans: Access short-term cash flow solutions for immediate needs.
– Fast Approvals: Apply online for funding up to $250,000 with a Streamlined Process.
- Medical Equipment
- Gas, C-Store & Car Wash equipment
- Truck & Trailer Leasing
- Oil & Energy equipment
- Fitness Equipment
- Construction Equipment
- Restaurant/Hospitality Equipment Finance
- Machine Tool Equipment
- Automotive Shop Equipment
- Commercial Cleaning & Laundry Equipment
- Beauty Salon Equipment & Furniture
- Agricultural Equipment
- Material Handling Equipment
- Mining Equipment
- Packaging Equipment
- Printing Equipment
- Waste, Refuse & Recycling Equipment
- Car Wash Equipment
Preferred Leasing Vendors
Utilizing our extensive experience in commercial truck financing we can assist you in finding reputable vendors for new or used equipment. Additionally, if you’re a vendor seeking financing for trucks, we’re ready to serve your needs.
Get Started Today!
If you’re seeking a reliable finance company, apply online today or call our Funding Specialists at 888-588-4128 for personalized assistance. Let Liberty Capital Group, Inc. empower your business with comprehensive financing solutions tailored to your requirements.
Our small business financing experts are available to guide you through the funding Process.
Despite technological advancements, equipment financing companies like Liberty Capital predominantly involve personal interaction with an underwriter to ensure as fraud prevention. Automation may not suffice, particularly when dealing with a third party like the vendor and the complexities of equipment purchase. In such scenarios, business owners are often better served by collaborating with a Business Loans Broker like Liberty Capital Group, Inc., who can steer them in the right direction.
Instant Quote Online
Use our instant online quote calculator to get an accurate no obligation quote.
Apply Online
Complete our quick online application. Application takes 5 mins.
Review Your Options
We will contact you to review your options.
Get Funds
Money will be deposited in your account in as little as 24 hours.
Start Up Equipment Leasing & Equipment Financing. Simplified.
For any start up capital is crucial, using your cash to pay for equipment is not the best route. We can finance equipment to start up businesses, acquired with affordable and fixed monthly payments, can have a lot of benefits for your start up business from low monthly payment, conserve cashflow and benefit from tax advantages. Leasing equipment that depreciates and save your working capital for things that appreciate like hiring the best people, new location rent, inventory and supplies.
Compared to traditional lenders, our advantages to you include:
· Up to 120% purchase financing
· Up to $75,000 with a simple one-page application for start ups
· Up to $250,000 with financial disclosure
· Next-day funding with 100% pre-funding for equipment vendors available
· 12 – 72-month fixed payment terms
· Down payment requirements – for start ups
· Lowest Rates in the industry for qualified borrowers for start ups
· Eligibility for all new and used equipment
· FICO 600 Min Credit score for non-startups
· No pre-payment penalties
· Lease-to-own or other leasing purchase options
Credit Requirements for startup companies:
· Active business bank checking account
· Personal guarantees required from all owners (corp-only available)
· Minimum 650 credit score
· No prior bankruptcies
· No open tax liens
What factors determine the cost of equipment financing?
The cost of equipment financing depends on various factors, including:
- Creditworthiness: Lenders consider the business’s credit history, financial stability, and ability to repay the loan or lease.
- Interest rates: The interest rate on equipment financing may be fixed or variable and is influenced by market conditions and the borrower’s credit profile.
- Equipment financing term: The length of the lease term affects the total cost of financing, with longer terms typically resulting in lower monthly payments but higher overall costs.
Easier to get than a traditional business loan
Business equipment financing is easier to get than through bank business loans. Here is why:
- Less paperwork – application only available up to $250K.
- No additional collateral needed; the equipment is the collateral.
- Fast processing and funding time
- 100% pre-funding available
- May require less credit score to get approved.
- Less capital outlay than purchasing outright.
- Monthly payment up to 7 years
How to APPLY!
It’s easy to apply. Start with our online application to get your business capital to grow your business. One page application, 3 months bank statement and invoice is all you need to get approved. Call now 888-511-6223.
